Last-Minute ITR Filing Guide for Salaried Employees in India [2025]

It’s that time of the year again—the final countdown to the ITR filing deadline. For salaried employees in India, filing Income Tax Returns might feel like a chore, especially when the last date (15th September 2025) is just days away.

But here’s the good news: even if you haven’t started yet, it’s not too late. With the right approach, you can file your ITR online quickly, avoid penalties, and even claim refunds on time.

This blog is your last-minute ITR filing guide—written in simple language, packed with practical steps, and tailored to salaried taxpayers who don’t want to miss out.

Why Filing ITR on Time Matters for Salaried Employees

Many salaried individuals assume that TDS (Tax Deducted at Source) means no further action is needed. But in reality:

✅ Refunds won’t come unless you file your return.
✅ Filing late = penalties up to ₹10,000.
✅ Credit score and financial history can be impacted.
✅ Essential for visa processing, loans, and financial proofs.

Simply put—filing ITR is not optional, it’s a must.

Quick Checklist: Documents You Need Before Filing

Even in the last minute, keep these ready:

Form 16 (from your employer)
Form 26AS & AIS (Annual Information Statement) → shows TDS, income, and other credits
Bank account details for refunds
Investment proofs (LIC, PPF, ELSS, NPS, etc.)
Home loan / HRA rent receipts (if applicable)

💡 Pro Tip: If you don’t have Form 16, don’t panic—you can still file ITR without Form 16 by using your salary slips, AIS, and 26AS.

Step-by-Step Last-Minute ITR Filing Process

Here’s how to do it stress-free:

Log in to the Income Tax e-filing portal (incometax.gov.in).
Select AY 2025-26 and choose the right ITR form (usually ITR-1 or ITR-2 for salaried employees).
Pre-fill your data (TDS, salary, bank interest will auto-populate from AIS/26AS).
Verify deductions (80C, 80D, HRA, home loan, etc.).
Calculate and review total tax liability or refund.
E-verify immediately using Aadhaar OTP, net banking, or Demat account.

⚠️ Common Mistake: Many salaried taxpayers forget to e-verify, making their return invalid. Don’t skip this step.

Last-Minute Filing Tips to Avoid Errors

Don’t rush blindly—review AIS/26AS carefully to avoid mismatch.
Cross-check bank account details → incorrect IFSC = refund delays.
If you’re unsure of deductions, take professional help instead of guessing.
Avoid filing from mobile hotspots/slow internet—server errors may log you out.

Why Choose SSCOIndia for Last-Minute Filing?

At the last minute, even a small mistake can cost you penalties, delayed refunds, or even IT notices. That’s why thousands of salaried employees in Delhi NCR (Dwarka, Noida, Chandni Chowk, Gurugram) trust SSCOIndia for ITR filing.

Here’s why you should too:

✅ Expert-assisted filing → no errors, no penalties.
✅ Quick turnaround → same-day filing possible.
✅ Refund maximization → ensure you don’t miss tax-saving deductions.
✅ Affordable pricing with a free consultation.

👉 Not sure where to start? Book a Free Consultation with SSCOIndia and let our experts handle your ITR filing in minutes.

FAQs for Salaried Employees

Q1. What is the last date for ITR filing for salaried employees in 2025?
👉 The due date is 15th September 2025.

Q2. Can salaried employees file ITR without Form 16?
👉 Yes, by using salary slips, AIS, and 26AS.

Q3. What happens if I file ITR late?
👉 You may face penalties up to ₹10,000 and delayed refunds.

Q4. Which ITR form do salaried employees use?
👉 Generally, ITR-1 (if only salary + one house property + bank interest) or ITR-2 (if additional income sources).

Conclusion

The ITR deadline is almost here—don’t let last-minute stress or errors cost you money. As a salaried employee, filing your ITR on time not only avoids penalties but also ensures faster refunds and smoother financial records.

👉 Need help today? Consult SSCOIndia and get your ITR filed correctly, on time, and hassle-free.

Your deadline is our priority—file smart, file now.