How to Use the Calculator
Step-by-step guide to calculating your gains
This tool helps you calculate your capital gains or losses and the estimated tax you owe based on your country’s rules.
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1. Asset Purchase & Sale Price
Type the amount you originally paid and the amount you sold (or will sell) it for.
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2. Date of Purchase & Sale
Choose when the asset was bought and sold. This determines if the gain is Short-Term or Long-Term.
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3. Additional Costs & Jurisdiction
Add fees like legal, renovation, or brokerage, and select your tax jurisdiction to view the estimated tax.
Understanding Results
Capital Gain/Loss:
Selling price - purchase price - additional costs.
Applicable Tax Rate:
Estimated based on your country and asset duration.
Total Tax Owed:
Calculated tax based on your gain and jurisdiction.
Quick Tips
- Use accurate dates to properly classify Short/Long term gains.
- Your data is entirely private and not stored on our servers.
- For accurate tax filing, consult a licensed advisor like SSCO India.
Capital Gains Calculator
Estimate your taxes securely
Calculation Result
Capital Gain/Loss:
0
Applicable Tax Rate:
0%
Total Tax Owed:
0
Frequently Asked Questions
Have more questions? Contact Us →
Capital Gains Tax is the tax you pay on the profit made from selling a capital asset. A capital asset can be anything of value such as real estate, shares, mutual funds, gold, or even inherited property. The tax is levied only on the gain (or profit) — that is, the difference between the purchase price and the sale price of the asset, after adjusting for certain allowable expenses like brokerage, legal fees, and improvement costs.
This tax applies when you “realize” a gain, meaning when the asset is actually sold. The rate of tax and how it is calculated depends on several factors such as the type of asset, how long you held it, and your country’s tax laws. Understanding this tax is crucial if you're planning to sell property or investments, especially when filing your Income Tax Return (ITR).
This tax applies when you “realize” a gain, meaning when the asset is actually sold. The rate of tax and how it is calculated depends on several factors such as the type of asset, how long you held it, and your country’s tax laws. Understanding this tax is crucial if you're planning to sell property or investments, especially when filing your Income Tax Return (ITR).
The duration for which you hold an asset determines whether the gain is categorized as short-term or long-term, and the tax treatment for both is different.
1. Short-Term Capital Gains (STCG):
For most stocks and equity mutual funds, if held for less than 12 months, any gains are short-term.
For real estate, gold, and other assets, if held for less than 24 or 36 months (depending on the jurisdiction), it’s considered short-term.
STCG is usually taxed at your applicable income tax slab rate or at a flat rate (e.g., 15% in India for listed shares), depending on local laws.
2. Long-Term Capital Gains (LTCG):
For equity and mutual funds: held more than 12 months.
For real estate or other properties: held for more than 24/36 months.
LTCG is taxed at a preferential rate, typically lower than short-term gains. In India, for example, LTCG above ₹1 lakh on shares is taxed at 10%, and real estate LTCG is taxed at 20% after indexation.
1. Short-Term Capital Gains (STCG):
For most stocks and equity mutual funds, if held for less than 12 months, any gains are short-term.
For real estate, gold, and other assets, if held for less than 24 or 36 months (depending on the jurisdiction), it’s considered short-term.
STCG is usually taxed at your applicable income tax slab rate or at a flat rate (e.g., 15% in India for listed shares), depending on local laws.
2. Long-Term Capital Gains (LTCG):
For equity and mutual funds: held more than 12 months.
For real estate or other properties: held for more than 24/36 months.
LTCG is taxed at a preferential rate, typically lower than short-term gains. In India, for example, LTCG above ₹1 lakh on shares is taxed at 10%, and real estate LTCG is taxed at 20% after indexation.
In most cases, inheriting property does not trigger Capital Gains Tax immediately, because there is no "sale" involved. However, if you later sell the inherited property, then capital gains tax will apply.
The key detail here is that for calculating capital gains, the purchase price is considered as the price paid by the original owner (your parent or grandparent, for example), not zero.
The key detail here is that for calculating capital gains, the purchase price is considered as the price paid by the original owner (your parent or grandparent, for example), not zero.
Just as profits are taxable, capital losses can be used to reduce your tax liability — but there are rules.
Set-Off: Capital losses can be set off against capital gains of the same type. For example, short-term capital losses can be set off against both short-term and long-term capital gains, but long-term capital losses can only be set off against long-term capital gains.
Carry Forward: If your capital loss is greater than your gain in a financial year, you can carry the remaining loss forward to up to 8 future years, provided you file your return on time.
Set-Off: Capital losses can be set off against capital gains of the same type. For example, short-term capital losses can be set off against both short-term and long-term capital gains, but long-term capital losses can only be set off against long-term capital gains.
Carry Forward: If your capital loss is greater than your gain in a financial year, you can carry the remaining loss forward to up to 8 future years, provided you file your return on time.